Have you ever looked at your credit card statement and wondered where the heck your money went? Of course you have – even those of us who try to be careful with our money are guilty of spending more than we should! From buying overpriced goods we don’t really need to eating at restaurants instead of making dinner at home, each of us has at least one pricey habit that results in a crippling fear overtaking us when our credit card bill arrives. (Or at least a pang of guilt when we remember that we purchased something we shouldn’t have.) Something they forgot to teach us about in school was smart spending, which is unfortunate – it’s critical to be smart about spending our money. Those good habits will stick with us for life!
Keep in mind that there’s a difference between being cheap and being thrifty. What we’re aiming for here is the latter, meaning all you have to do is use the below tips to tweak your spending habits. I’m not advocating cutting out your favourite luxuries, like occasionally eating at expensive restaurants or taking extravagant vacations; I’m simply providing everyday tips that can make a surprisingly big impact on how much we save each month. Here they are: Continue reading